The 5 Principles of the Mental Capacity Act 

The Money Carer Foundation embraces the 5 underpinning principles set out in the Mental Capacity Act (2005) in the delivery of our appointeeship service to the clients that we work for.

These are as follows:

1. Assume a person has capacity unless proven otherwise.

2. Assist and support people to make decisions.

3. To respect the right of people to make unwise decisions.

4. To always make decsions or take actions for someone who lacks capacity in their best interests.

5. Ensure that any decisions taken reflect the least restrictive outcomes for that person.

Managing a persons finances as a corporate appointee approved by the Department of Work and Pensions (DWP) often brings about difficult and complicated scenarios when decisions are needed to be made about a persons money management and budgeting needs.

By understanding and using these 5 guiding principles we are able to demonstrate a framework for assisted and substituted decision making on a daily basis.

The Money Carer Foundation also respects the principles of the Convention on the Rights of Persons with Disabilities (CRPD) and its ongoing development. Our support for furthering the practical promotion of the CRPD was reflected in our attendence of the 5th World Congress on Adult Guardianship in Seoul. South Korea in 2018.


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