The Carers Shopping Card provides a convenient, safe and secure way for carers to access smaller amounts of money that they will need to undertake shopping and other purchases for the person they are caring for.
Our Carers Shopping Card service is continually developing and as such will also include enhancements such as individual alerts for irregular transactions and separate purchasable options such as 'spot audits' to see how the card has been used if the cardholder would like us to do so.
Developed exclusively with our banking partner for this purpose the Carers Shopping Card protects the vulnerable person and their carers in a modern, robust and auditable way and was launched back in 2012 when the service won a care innovation award. The Money Carer Foundation, as a national social enterprise introduced this innovation to protect our own clients and the carers that support them.
Given the success of the service we have over the years been contacted by many law firms who asked us if they could also access our card system so that it could solve the problems they had in providing shopping money to the carers of their own vulnerable clients in a safe, modern and secure way. We have enabled those Solicitors and other professionals such as Chartered Accountants and Financial Controllers, to provide their clients and their clients carers with the same level of convenience, protection and support.
Indeed, we also encourage these professionals to inform their clients carers of our free Income Maximisation Calculator to make sure they themselves are accessing all of the financial support they are entitled to in their important supporting role. The Carers Shopping Card is as much about supporting and protecting carers as it is about the people they provide care for.
Throughout 2016 The Money Carer Foundation had been working with our banking partner (APS) to get the correct mechanisms in place to introduce our carers card system to the wider population of individuals that would benefit from this important innovation. As the UK's pioneer in the area of daily money management we wanted to share our expertise to benefit those individuals that are typically in receipt of care in their own homes but find it difficult to provide their carers with access to smaller amounts of money for them to perform shopping tasks. Having been approached by large national charities that support older people or people with other disabilities we met and discussed their own experience of people they support and how the Carers Shopping Card might assist them.
It is unfortunately the case that many frail older people in receipt of care hand over their bank cards and PIN numbers on a regular basis so that a carer, family member or neighbour or friend can perfom shopping tasks or get cash out for the individual. This is often done with the best intentions and no actual harm or abuse occurs however on many occasions this is an open invitation for theft and other forms of financial abuse to happen.
Indeed, the danger is not just for the individual who chooses to hand over their card and PIN number but also to a well meaning carer or friend that might subsequently be putting their employment contract at risk or being faced with accusations further down the road. The Carers Shopping Card removes the need for this to happen providing greater protection for individuals and carers alike.
*Subject to terms and conditions. Accounts available to applicants aged 18+ years and being resident in the UK and/or businesses being based in the UK. Some features and services are only available to customers who have been fully identified and verified. Find out more. Cashplus is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered in England and Wales under company numbers 06029941 & 04947027 respectively. Credit facilities are provided by APS and are subject to prepaid account being in good standing. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 0608377).
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