The Carers Shopping Card

The Carers Shopping Card provides a convenient, safe and secure way for carers to access smaller amounts of money that they will need to undertake shopping and other purchases for the person they are caring for. 

Our Carers Shopping Card service has been designed to protect vulnerable people who have a need for their carers to access some of their money for shopping needs. There are 4 different carer card application options depending on the circumstances of the vulnerable person, how they are supported and their mental capacity.

Personal Application Options

Option 1 - For Family Or Friends Supporting A Loved One

This application option is for individuals who are having their finances managed for them by a family member or close friend under DWP Appointeeship, Court of Protection Deputyship or have a Lasting Power of Attorney. Those people managing the finances will not be undertaking this role in a professional capacity (such as a Solicitor for example). The account opened will be in the name of the person that has the legal responsibility for managing the vulnerable persons money.

Option 2 - For Individuals Applying For Themselves

This application option is for individuals that have the clear mental capacity to decide that they wish to benefit from our carer card service and understand the application process and what they are signing up to. They will also be able to discuss their account coherently if required (such as somebody who is housebound because of their frailty but is clearly sound of mind). The account opened will be in the individuals own name.

Option 3 - If Mental Capacity is Fluctuating

This application option is for those people that have questionable or fluctuating mental capicity to understand what they are applying for. In such cases we will require a mental capacity assessment to be undertaked by a professional (such as a social worker or medical professional for example) to determine whether they have the ability to understand the decision to apply to open a carer card account. If it is determined that they do not have the capacity then it would not be appropriate to continue the application and really a formal money management role (such as appointeeship or deputyship) should be recommended. We can, of course, help with this.

For Professionals

Option 4 - For Solicitors and Corporate Appointees

This application option is for individuals that have a Professional Deputy, Attorney or Corporate Appointee in place that have the legal authorisation to manage their finances (such as a Solicitor, Accountact or Care Provider acting as the Corporate Appointee for example). The account would be opened in the name of the professional person.

Learn More About This Award Winning Service

Fees and Application Forms

The Personal Program for is for individuals or the family member or friends that legally manage their finances and costs £5 per month* however please note that is service is eligable to be considered as Disability Disregard Expenditure so could be free. Click here to learn why.

The Professional Program is for solicitors, accountants or care providers that have the legal role to manage the financial affairs of the vulnerable person under their charge and costs £9.99 per month.*

Apply for a Carers Shopping Card Account Below:

Please request an application form by sending an email to 


Call Us On 0800 083 0616 And We Will Be Happy To Help


*Subject to terms and conditions. Accounts available to applicants aged 18+ years and being resident in the UK and/or businesses being based in the UK. Some features and services are only available to customers who have been fully identified and verified. Find out more. Cashplus is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. Cards are serviced by Advanced Payment Solutions Ltd (APS) which operates the card on behalf of AFL. AFL & APS registered address is 6th Floor, One London Wall, London EC2Y 5EB. Registered in England and Wales under company numbers 06029941 & 04947027 respectively. Credit facilities are provided by APS and are subject to prepaid account being in good standing. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 0608377).


MasterCard, the MasterCard Brand Mark, PayPass and Tap & Go are registered trademarks of MasterCard International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Google Play is a trademark of Google Inc. Data charges from your mobile network provider may apply when using the Cashplus Mobile App. Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls.

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